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Testimonials

"We were extremely impressed by your dedication and attention to detail. You truly made the stressful process of buying a home as painless as possible."
Michael and Patricia C. - Summit, NJ

"I really can't begin to tell you how much I appreciated all of your support and hard work through the house buying process. You were our tireless advocate - working on our behalf with competency, knowledge and compassion." Heather F. - New Providence, NJ

"As a first time homebuyer, I was extremely apprehensive about buying a home. Your patience and guidance through the process from dealing with mortgage reps, to finding a terrific home inspector to finding just the right community for me was truly priceless. Thank you for helping me achieve my dream of owning my own home!" Karen P. - Basking Ridge, NJ

testimonial

Kristin Balsley Summit NJ Realtor

Five Steps to Buying New Providence, NJ Real Estate

So, you're primed and ready to invest in some New Providence, NJ real estate, huh? Well, now that you've got all your ducks in a row and you've already dreamed up your ideal house, it's time to actually buy it! Thankfully, there is lots of affordable, beautiful  New Providence, NJ real estate out there and you're sure to find a home with your name on it. But where do you begin? Once you've gone through the preliminary stages, there are some basic steps you'll have to take when buying a home.

Here's what to expect from the home buying process:

  1. The search for a real estate agent comes before the search for a home

It'll be incredibly difficult, and perhaps even impossible, to find the right New Providence, NJ real estate without a seasoned guide on your side. A New Providence, NJ real estate agent can not only point you in the right direction, but help you reevaluate what you're looking for in a home (if necessary) and of course sort through all the grunt and legal work required when purchasing a new home.

  1. Choose a type of mortgage

This an extremely important step and it must be taken carefully. The type of mortgage you choose for your home will have long-lasting consequences! Once you've settled on either a fixed rate, adjustable rate, or some other form of mortgage, you then have to apply for the loan. This is why it's so important to be financially secure and stable before you even think about buying New Providence, NJ real estate. How's your credit history? Is your income adequate and reliable? If you're not sure about the answers to these questions, then you're ahead of yourself and may not be ready to own New Providence, NJ real estate.

  1. The search begins...

This is the most enjoyable and exciting part of the process. Your agent will show you the New Providence, NJ real estate available and you will start making up your mind about what home to buy. While this stage is a lot of fun, you want to make sure you keep your feet on the ground and not judge a book by its cover... in other words, just because a house looks beautiful, doesn't mean it's a wise investment.

  1. Time to inspect!

Have you found some New Providence, NJ real estate you love? For several hundred dollars at the most, you can have your home inspected and it will save you a lot of cost and headache down the road. It might even save you from buying the home of your nightmares. Also, make sure to have a list of questions on hand about the quality of your home that you can get answers to before anything is made official.

  1. Closing time

It's hardly all said and done when the settlement part of the process arises. There's a lot of paperwork you must prepare and a still more fees (often 3% of the total loan amount) that you will be responsible for during the closing of your new New Providence, NJ real estate property.

So, hopefully now you are a bit more informed about the process of buying New Providence, NJ real estate and can help to make it go by quickly and with little hang ups. Remember, that until the closing, it's never too late to jump the ship. If you have any serious doubts about your selected mortgage or the quality of your home, make sure to talk to your New Providence, NJ real estate agent.

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About Burgdorff
Founded in 1958, Burgdorff ERA is the top producing ERA real estate firm in dollar volume nationally, with 16 offices and over 700 sales associates in New Jersey. The ERA real estate network includes 2,500 independently owned and operated offices in the United States and in 30 countries.

Copyright © 2007 Kristin Balsley. All Rights Reserved.