Need Real Estate Help? Contact Kristin!
this economy, you need a steady, knowledgeable hand who has years of
experience dealing with Summit NJ real estate to help you buy or sell a
home. Kristin Balsley has been delivering real results in the Summit NJ
area for nearly a decade, and now she can put her exemplary track record
to work for you!
We recently purchased a
home in Madison with the help of Kristin Balsley. She worked with us
tirelessly for many months and gently guided us through the process that
was often overwhelming to a newly married couple. Kristin's relaxed
demeanor.... - Antonietta and Greg C, Madison NJ
Real Estate Buying and Selling Tips
Kristin in the News
Answer: Understanding exactly what purchase price to look for is the key to buying your first and fortunately, there are several steps you can take to make certain you're setting the goals you should be.
Many homebuyers believe sitting down with the mortgage lender to pre-qualify for a load is the first step. While that is an important step in the process, it's not the only factors in determining whether or not you qualify for load, but often they don't consider your lifestyle, maintenance costs of home ownership, and many additional expenses that will be ingrained in your budget once you've purchased a home. So while it's essential that you talk with a lender about what you can afford, you need to sit down with your numbers as well. Just because a mortgage company will qualify you for a certain loan amount doesn't mean that you will be comfortable carrying that much of a mortgage.
I tell first - time homebuyers one of the best first steps you can take
is to sit down with your own numbers. There are lots of computer
programs that can help, but a piece of paper, a pen, and your current
monthly bills also will help a lot. Take a careful look at what you
currently pay for housing every month. Factor in your other expenses as
well. For example, if you got out to eat three times a month, is that an
expense your're willing to forgo to own a home? Exercises like these will
give you some good starting numbers.
Originally published in the Newark Star Ledger:
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Kristin is a Summit NJ Realtor who specializes in Summit NJ real estate. If you are in the real estate market in Summit, Short Hills-Millburn, Berkeley Heights, Madison, Chatham and New Providence you deserve the expertise that Kristin Balsey, Summit NJ Realtor offers. Email Me: firstname.lastname@example.org or Call 908 522-1800 for any Assistance.
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